Frequently Asked Questions

Today, you tell us what to look into when you put your household on the list — what you hold and anything else we should know. We're adding an optional next step: securely connecting your current coverage through Canopy Connect, a read-only connection that never shares your login credentials with us, so the review starts from your exact existing policy instead of what you type in.

Yes, completely free. We're compensated by carriers when you choose to switch through Podium — the same way a coach gets paid to make you win, not to sell you one brand of shoe. You pay nothing, regardless of whether you switch or not. Your review is yours to keep either way.

No. We use insurance-score data to price your household, not hard credit pulls. Insurance inquiries are treated differently than credit applications and do not appear on your credit report or affect your score.

We use the major national carriers and the regional leaders writing in your state. The exact list varies by state — we display the carriers available to your zip code so you always know you're seeing the full picture.

Somebody pays for the jingle, and it’s the policyholder. A national carrier’s advertising is funded out of premium — billions a year of it. A carrier without a mascot isn’t hiding; it’s spending that money on claims and reserves instead, and selling through independent agents rather than television.

Some names on your podium will be familiar. Some won’t. The ranking is by fit and financial strength, not ad spend, and every carrier comes with a card: who owns it, how long it has written in Massachusetts, and what it’s known for.

No problem at all. Your results are yours to keep — no pressure, no follow-up calls, no expiration on your review. Knowing exactly where you stand is worth information even if you decide to stay with your current carrier. We'll never pressure you to switch.

Yes. Because we start with your actual policy data, the rates carriers return are real — not ballpark estimates based on generic assumptions. Traditional tools ask you to self-report your coverage; we read it directly. That's the difference between an estimate and a number you can act on.

Joining the waitlist takes a couple of minutes. From there, we build optimized coverage profiles from what you've told us and submit them to competing carriers overnight — most people wake up to their ranked results by the next morning.

Yes. All data is encrypted in transit and at rest using AES-256 encryption. We follow SOC 2 aligned security practices. We never sell your personal information to data brokers, advertisers, or third parties. We share only the data necessary to price your household — with the carriers we approach.

We're launching in Massachusetts first. We plan to expand to additional states — enter your email and we'll notify you when we go live in your area.

Once you pick your winner from your ranked results, we handle the paperwork and coordinate your switch. We time the transition so your new policy starts the same day your old one ends — your coverage never lapses. Most switches are complete within 24 hours.